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Secured
credit cards allow you deposit anywhere from a couple hundred dollars to several thousand dollars of your own money into an interest-bearing account. In contrast to most bank loans, most
credit cards are unsecured: they constitute a lending of money without any kind of collateral that the lender can take if the borrower defaults on the debt. Using
credit cards is often a necessary part of doing business, and if your business does not have good
credit with its vendors or financial institutions, obtaining a
credit card will be a challenge. Q.
How can
I get a credit card if
I have
bad credit?
A. Having poor
credit isn't good for your personal finances, but it's not the end of the world. Need a
credit card but cannot
get approved because of
bad credit or no
credit history? Below are
credit card offers from our partner banks and
credit card companies for people with less than perfect
credit. There are many different reasons you may have a
bad credit history which can make it difficult to borrow money when you need to. Find out more here. skip to content. ...
Credit Cards; Savings; Loans; Mortgages; Login. Current Accounts;
Credit Cards; Savings; Loans; Getting your first
credit card is a big step, that's not as easy as you'd think. ... Got
Bad Credit? You Can Still
Get a Credit Card; See More About: building good
credit; choosing a
credit card; By Category.
Credit 101; Building
Credit;
Credit Card Basics; 3 Comments Sign in to Comment. Bill c 10/12/2013. good/
bad credit they all suck.... i have had all the secured
cards,
a car loan, less than 50% on all balances NOT ONE missed payment in 2 years bankruptcy NINE years ago....
With a low annual fee of $29, Capital One's Secured MasterCard is a great way to
get back on the road to good
credit. While most secured
cards give you a spending limit equal to the amount you deposit, this
card is essentially a hybrid between a secured
card and a regular
credit card ... If you have
bad credit, getting a
credit card is difficult, but not always impossible. Once you
get your finances under control, your goal is to build your way to a regular
credit card issued by a bank.
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